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With love, from your HELOC

12 month intro rate as low as 2.99%* APR, The current APR is as low as 3.50%**

Cha-ching into spring with our Home Equity Line of Credit special! For a limited time*, apply for a home equity line of credit (HELOC) with a 12-month introductory rate of 2.99% APR*. The current APR is as low as 3.50%.

To add to the fun, we’re proud to introduce our new HELOC Visa® card that make using funds easy and convenient on the go. Now that’s a win.

Take advantage of this amazing offer? Apply for your HELOC in person at a branch or give us a call 800.433.1837. 

Apply Online 

Why is a HELOC with Numerica the smart choice?

We have a fast application process that’s hard to beat and a convenient HELOC Visa card that lets you easily and securely use funds on the go.

What are some of the other benefits of a HELOC?

Some of the most exciting perks include:

What can you use a HELOC for?

We’re glad you asked:

Want to take advantage of this amazing offer? Apply for your HELOC online or give us a call 800.433.1837. Hurry, this offer ends May 31, 2020.


Here’s the legal stuff. *APR = Annual Percentage Rate, 12-month introductory rate of 2.99% APR (includes relationship discounts). The current APR is as low as 3.50%, effective 03/17/2020. Offer good on applications taken March 1 - May 31, 2020. LTV up to 90% on primary residence, up to 80% on secondary/vacation residence and up to 75% on investment property. Not available on refinance of Numerica loans or on residences outside Washington or Idaho. Rate will increase after 12 month introductory period, depending on credit score and Prime rate and may change quarterly thereafter. The indexed rate is Prime + Margin. Prime rate is the Wall Street Journal Prime Rate and as of 03/17/2020 is 3.25% and is subject to change. Margin can be a minimum of .25% and a Maximum of 5.75%, depending on credit score, occupancy and relationship discounts. Variable rate will not be lower than 2.99% APR or higher than 18% APR. Subject to credit approval. Other terms and conditions may apply. If a full appraisal is required, the cost of the appraisal is the responsibility of the member. Credit Union membership fee is $20.**Up to approved limit.


Today's Rates

April 5, 2020

Home Equity Line of Credit

as low as 3.50% APR


as high as 1.30% APY

Visa Rates

as low as 7.99% APR

Auto/Truck (New/Used)

as low as 3.24% APR

Bonus Checking

1.05% APY