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With love, from your HELOC

For a limited time*, apply for a home equity line of credit (HELOC) 12 month introductory rate of 2.99% APR*. The current APR is as low as 5.00%.

To add to the fun, we’re proud to introduce our new HELOC Visa® cards that make using funds on the go easy and convenient. Now that’s a win win.

Take advantage of this amazing offer? Apply for your HELOC in person at a branch or give us a call 800.433.1837. 

Apply Online     Apply at a Branch


Numerica woodgrain HELOC Visa card on a blue background

Why is a HELOC with Numerica the smart choice?

We have a fast application process that’s hard to beat and a convenient HELOC Visa card that lets you easily and securely use funds on the go.

What are some of the other benefits of a HELOC?

Some of the most exciting perks include:

What can you use a HELOC for?

We’re glad you asked:

Want to take advantage of this amazing offer? Apply for your HELOC in person at a branch or give us a call 800.433.1837. Hurry, this offer ends April 30, 2018.

Want to learn about the difference between a HELOC and a Home Equity Loan? We’ve got answers so you can make an educated decision about your best option.

*Here’s the legal stuff. APR = Annual Percentage Rate. 12 month introductory rate of 2.99% APR includes relationship discounts. The current APR is as low as 5.00%.Offer good March 1 – April 30, 2018. LTV up to 90% on primary/secondary residence and 75% on investment property. Not available on refinance of Numerica loans or on residences outside Washington or Idaho. Rate will increase after 12 month introductory period, depending on credit score and Prime rate and may change quarterly thereafter. The indexed rate is Prime + Margin. Prime rate is the Wall Street Journal Rate and as of 03/01/2018 is 4.50% and is subject to change. Margin can be a minimum of .25% and a Maximum of 5.75%, depending on credit score, occupancy and relationship discounts. Higher LTVs available with different terms. Variable rate will not be lower than 2.99% APR or higher than 18% APR. Subject to credit approval. Other terms and conditions may apply. **Unless a full appraisal is required. The appraisal cost is the responsibility of the member. Credit Union membership fee is $20.

Today's Rates

April 23, 2018

Home Equity Line of Credit

as low as 5.00% APR


as high as 2.30% APY

Visa Rates

as low as 9.49% APR

Mortgage Rates

as low as 4.75% APR

Auto/Truck (New/Used)

as low as 2.99% APR

Sequel Checking

1.35% APY

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