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With love, from your HELOC

For a limited time, apply for a Home Equity Line of Credit (HELOC) 12 month introductory rate of as low as 3.99% APR*. The current APR is as low as 5.75%.**

To add to the fun, we’re proud to introduce our new HELOC Visa® card that makes using funds on the go easy and convenient. Now that’s a win win.

Take advantage of this amazing offer? Apply for your HELOC in person at a branch or give us a call 800.433.1837. 

Apply Online     Apply at a Branch

Why is a HELOC with Numerica the smart choice?

We have a fast application process that’s hard to beat and a convenient HELOC Visa card that lets you easily and securely use funds on the go.

What are some of the other benefits of a HELOC?

Some of the most exciting perks include:

What can you use a HELOC for?

We’re glad you asked:

Want to take advantage of this amazing offer? Apply for your HELOC in person at a branch or give us a call 800.433.1837. Hurry, this offer ends May 31, 2019.

Want to learn about the difference between a HELOC and a Home Equity Loan? We’ve got answers so you can make an educated decision about your best option.

Here’s the legal stuff. *APR = Annual Percentage Rate, 12 month introductory rate of 3.99% APR includes relationship discounts. The current APR is as low as 5.75% effective 03/22/2019. Offer good March 1 - May 31, 2019. LTV up to 90% on primary/secondary residence and 75% on investment property. Not available on refinance of Numerica loans or on residences outside Washington or Idaho. Rate will increase after 12 month introductory period, depending on credit score and Prime rate and may change quarterly thereafter. The indexed rate is Prime + Margin. Prime rate is the Wall Street Journal Rate and as of 03/22/2019 is 5.50% and is subject to change. **Margin can be a minimum of .25% and a Maximum of 5.75%, depending on credit score, occupancy and relationship discounts. Variable rate will not be lower than 2.99% APR or higher than 18% APR. Subject to credit approval. Other terms and conditions may apply. If a full appraisal is required, the cost of the appraisal is the responsibility of the member. Credit Union membership fee is $20.


Today's Rates

May 23, 2019

Home Equity Line of Credit

as low as 5.75% APR


as high as 3.05% APY

Visa Rates

as low as 10.24% APR

Mortgage Rates

as low as 4.120% APR

Auto/Truck (New/Used)

as low as 3.74% APR

Bonus Checking

2.00% APY

Have a question?