Visit our COVID-19 update page for resources and branch updates.

12-month introductory rate as low as 2.99% APR.* The current APR is as low as 3.50%.

Welcome to one of the best HELOC rates

Let your home love you back

Cha-ching into spring with a Home Equity Line of Credit (HELOC) from Numerica!

For a limited time, apply for a home equity line of credit with a 12-month introductory rate as low as 2.99% APR.*

The current APR is as low as 3.50%.

Apply for your HELOC online, at a branch, or call 800.433.1837.

Apply now

What can you use a HELOC for?

Why is a HELOC with Numerica the smart choice?

In addition to incredible rates, Numerica is here to help you live well with every detail. For example, the HELOC Visa® card makes using your funds easy and convenient.

You will also love our fast application process!

What are some of the benefits of a HELOC?

Ready to take advantage of this amazing rate?

Apply for your HELOC online, at a branch, or call 800.433.1837. Hurry, this offer ends May 31, 2021.

 

Here’s the legal stuff

*APR = Annual Percentage Rate, 12-month introductory rate of 2.99% APR (includes relationship discounts). The current APR is as low as 3.50%, effective March 1, 2021. Offer good on applications taken March 1 to May 31, 2021. LTV up to 90% on primary residence, up to 80% on secondary/vacation residence, and up to 75% on investment property. Not available on bridge loans, refinance of Numerica loans, or on residences outside Washington or Idaho. Rate will increase after 12-month introductory period depending on credit score and prime rate and may change quarterly thereafter. The indexed rate is prime + margin. Prime rate is the Wall Street Journal Prime Rate, and as of March 1, 2021, is 3.25% and is subject to change. Margin can be a minimum of 0.25% and a maximum of 5.75%, depending on credit score, occupancy, and relationship discounts. Variable rate will not be lower than 2.99% APR or higher than 18% APR. Subject to credit approval. Other terms and conditions may apply. If a full appraisal is required, the cost of the appraisal is the responsibility of the member. Credit union membership fee is $20.

**Up to approved limit.