Download the App

5 ways to earn your checking account dividends

Hit your minimum requirements fast to earn your checking account dividends in no time. If you aren’t meeting your minimum qualifications on your Sequel Checking account, that means you are waving good-bye to 1.35% Annual Percentage Yield (APY), and extra money on your account balance.

Easy ways to earn your checking account dividends

Your Sequel Checking account earns money just like a savings account. Don’t let those checking account dividends go. With these tips, you can easily meet your checking account monthly requirements and pay yourself that 1.35% APY.

5 ways to hit your minimum checking account requirements fast

1. Have at least 12 debit transactions

This isn’t an ATM transaction, but actually “swiping” or “dipping” your card for transactions of $5 or more at least 12 times a month.Whether it is using your card for all your gas purchases, or perhaps when you eat out, each time you use your debit card, you are one step closer to earning your dividends. This can also help you be mindful of your budget. To stay on track, you can also set budget categories in online banking.

If you have a Numerica Visa® card,  your transactions on a Visa credit card also count towards your Sequel requirements. So, you can earn points and rewards while you are earning checking account dividends.

2. Log in to Online Banking at least once per month

Set a reminder, and make sure it happens. Whether it’s morning or night, beginning of the month or the middle. Since you can log in 24/7, choose a time that is best for you.

Log in to the mobile app  for quick transactions, depositing checks, or seeing your account transactions on the go. Numerica’s Online Banking gives you a deeper view into your financial well-being.

3. Get e-Statements

Easy enroll. Update preferences. Done. You can update your email in your profile settings or by giving us a call at 800.433.1837.

4. Go electronic

One electronic withdrawal, deposit, or transfer of at least $100 each month (excluding transfers to/from Numerica shares or loans) will meet this Sequel checking account qualification. Have your check electronically deposited into your account. *Check* Qualification met.

5. Know your dates

Another thing to keep in mind? Monthly requirements to earn dividends and have ATM fees refunded (Yep. Up to $25 refunded in fees.) are calculated for each calendar month. That means, the first day of each month they start over.

Don’t have a Sequel Checking account? What are you waiting for? Open your account today.

Want to learn more about dividend bearing checking accounts? Check out these frequently asked questions.

Today's Rates

October 20, 2018

Home Equity Line of Credit

as low as 5.50% APR


as high as 2.50% APY

Visa Rates

as low as 9.99% APR

Mortgage Rates

as low as 5.132% APR

Auto/Truck (New/Used)

as low as 3.49% APR

Sequel Checking

1.35% APY

Have a question?