This is a text version of the infographic found in the Credit Unions vs Banks news article.
Most credit unions offer mobile and online access to your money anytime, anywhere.
Most banks offer online tools and apps for access to your money on the go.
Credit unions are governed by a volunteer board of directors elected by the credit union.
Banks are run by individuals who may or may not have an account with the bank itself.
Lower rates and fees ensure that profits are returned to members. Fees and rates are set with the members’ best interest in mind.
Fees and rates fuel profits that are returned to shareholders. This means that fees and rates are often set with the shareholders’ best interest in mind.
These funds are insured through the NCUA (an independent federal entity).
These funds are insured through the FDIC (an independent federal entity).
Shared branching means members can generally walk into other credit unions worldwide and complete the same transactions they’d be able to do from their home branches.
Customer transactions are restricted to bank branches.
May 28, 2023
Numerica Routing Number: 325182690
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