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Give a Hoot About Saving

April is National Credit Union Youth Month and along with the National Youth Challenge, Numerica Credit Union wants to help you and your family “Give a Hoot About Saving.”

Give a hoot about savings text with 3 cute owlsHelp your child to be savings “wise” at any age with these important money lessons.


  • Get started learning about money by sorting it into piles by color and size. Once comfortable counting it, start the conversation of how $1 is four quarters, 20 nickels, or 100 pennies. Take a look at this fun Matching Game!

Currency matching game with dollar bills and coins

  • Learning to wait. Just like you have to wait your turn before playing with a toy, waiting and saving for that big toy is worth it.
  • Teach about saving by creating a point system. Redeeming points for things like device time, candy, or a trip to get ice cream!

Ages 5 – 8:

  • At the grocery store, teach kids how to comparison shop. For example, show that for every $4,85 box of cereal, there may be a generic brand for much less. Give your child some money and have them choose the best options. Maybe they can keep the savings!
  • Have the conversation about needs versus wants.
  • Eating out versus eating at home is another great example of where to find savings.

Ages 9 – 12:

  • Start tackling the lingo. Interest on a credit card is very different than the interest or dividend you can earn on a savings account.
  • Have the conversation about how much things cost. Share receipts and bills that you receive for items or services that you’ve bought for them.
  • Whether they are receiving an allowance or earning money, talk about how much to spend, save and share.

Make a qualifying deposit of $10 or more into your Planet M account from April 4 to 29, 2017, and be entered to win an Aquaponics Fish Tank with a Water Planter Top. Visit your favorite Numerica branch today!

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Today's Rates

January 19, 2018


as high as 1.50% APY

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as low as 9.24% APR

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as low as 4.00% APR

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as low as 2.74% APR

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as low as 4.75% APR

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