Download the App

Current Rates

Auto Fixed Rate APR
New & Used Autos/Trucks 2.74%* to 17.90%
*Rates reflect possible .5% discount based on services used
Recreational Fixed Rate APR
Boats & RVs 4.49%* to 17.90%
Motorcycles, Jet Skis, Watercraft, Snowmobiles, ATVs 4.49%* to 17.90%
*Rates reflect possible .5% discount based on services used
Home Equity Lines of Credit Variable Rate APR  
Home Equity 4.75%* - 8.25% up to 95% LTV
*Rates reflect possible .50% discount based on services used
Terms
  • Rates, terms and conditions are subject to change without notice.
  • HELOC rate based on prime rate plus margin from .25% to 3.75%, with relationship discounts
  • Closing costs typically limited to appraisal for HELOC
  • HELOC has a repayment period up to 15 years with a 10-year draw period that is interest payments only
  • Rates for investment property are 2% higher than the published rate for the HELOC and subject to all fees and costs
  • No annual fee
  • HELOC variable rate will not exceed 18% APR and will not be lower than 2.99% APR, rates may change quarterly
Home Equity Loan Fixed Rate APR  
Fixed Rate Home Equity Loan
  • 5 Years
Payment example: 60 monthly payments of $184.10 at 3.99% per $10,000 borrowed.
4.99% - 8.99% up to 90% LTV
Fixed Rate Home Equity Loan
  • 7 Years
Payment example: 84 monthly payments of $140.11 at 4.74% per $10,000 borrowed.
5.49% - 9.49% up to 90% LTV
Terms
  • Rates, terms and conditions are subject to change without notice.
  • Closing costs typically range from $250 - $1,000. Rate applies to 1st or 2nd position Home Equity Loans.
Mortgage Loans Fixed Rate APR
15 Year Fixed Payment example: $200,000 purchase price, $160,000 loan amount, 15 year term, 80% LTV, 3.500% interest rate, 3.758% APR, $1,143.81 P&I, estimated insurance $60 and estimated tax $200. 4.00%
30 Year Fixed Payment example: $200,000 purchase price, $160,000 loan amount, 30 year term, 80% LTV, 4.375% interest rate, 4.526% APR, $798.86 P&I, estimated insurance $60 and estimated tax $200. 4.46%
Visa® Cards Variable Rate APR
Visa Platinum Purchase Rate: 9.24%* to 17.90%*
Cash Advance Rate: 12.24% to 17.90%
*Rates reflect a .25% relationship discount
Visa Luna®
  • Annual fee: $29
Purchase Rate: 13.24% to 17.90%
Cash Advance Rate: 17.90% to 17.90%
Visa Pirate Pride Purchase Rate: 9.24%* to 17.90%*
Cash Advance Rate: 12.24% to 17.90%
*Rates reflect a .25% relationship discount
  Fixed Rate APR
Secured Visa 17.90%
Other Loans Fixed Rate APR
Signature Loans 8.49% - 17.90%
Certificate Secured 3.00% over dividend rate
  • Repayment Period up to term of Certificate on certificate secured loan.
  • Certificate secured up to available balance
  Variable Rate APR
Personal Line of Credit 9.00% - 17.50%
  • Personal Line of Credit rate range: 8.75% - 17.25%
  • Rate based on prime rate plus margin from 4.5% to 13%
  • Note: there are no relationship discounts on this product
Share Secured 3.00% over dividend rate

Today's Rates

January 20, 2018

Certificates

as high as 1.50% APY

Visa Rates

as low as 9.24% APR

Mortgage Rates

as low as 4.00% APR

Auto/Truck (New/Used)

as low as 2.74% APR

Sequel Checking

1.35% APY

Home Equity Line of Credit

as low as 4.75% APR

Have a question?

Web4