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Thinking about putting money into a savings account?

That’s great! Even if it’s a little every month, saving money is a great way to pay yourself first.
The next step is finding the right type of account for you and your goals. Depending upon your needs, these savings accounts provide different options to help you live well financially:

• Savings
• Money market
• Certificates
• IRAs
• Savings accounts

Traditional savings accounts are the tried-and-trues. Alongside checking accounts, they are the peanut butter and jelly of money management. Checking accounts are for spending; savings accounts are for storing. It’s for money you’ve set aside but want easy access to. Savings accounts typically earn greater dividends than checking accounts.

For instance, Numerica’s savings accounts are designed as ideal locations to stash some cash:

• Bonus Saver: Prioritizes higher rates by rewarding members making consistent deposits while avoiding withdrawals.
• Regular Savings: Prioritizes easy access to funds with unlimited online transfers and Transfer Protection* capabilities between Numerica accounts.

Money market accounts
Don’t let the word “market” mislead you. Money market accounts have nothing to do with the stock market. Rather, they’re similar to traditional savings accounts. But you are likely to earn higher dividends with a money market account — among other differences.
Money markets rates are tiered. As you put more money into a money market account, you can reach higher tiers that have higher rates of return, or dividends.
Many people find them to be a good growth option for money you want to be able to access. In some cases, money market accounts will have higher minimum balances or fewer allowable transactions than traditional savings accounts.
Numerica money market accounts do not have minimum balance or transaction requirements. Both the Bonus Money Market and Peak Money Market offer great rates while maintaining easy access to money.