Your business isn't cookie cutter, why should your loans be? With humble beginnings right here in the Inland Northwest, our team of friendly financial experts work one-on-one with you to find solutions tailored to your business needs. Because Numerica is a not-for-profit credit union, we keep the focus on our members and their goals. Lending decisions are made locally by the people who know you and your business. Whether you run a small business, a practice, or have something larger in mind, Numerica can help to protect your financial well-being with loans for:
Businesses keep our economy growing. At Numerica, we are serious about your business. Whether you are looking for lines of credit to purchase inventory, a loan for equipment or a commercial vehicle, or want to expand your business space with a commercial real estate loan, Numerica offers competitive rates and terms for a variety of loans to fit your needs.
Whether your business is just starting up or has been in the family for generations, everyone deserves the opportunity to succeed at doing what they love. At Numerica, we can help find the loan that is going to help you. Whether you are looking for lines of credit for on-demand funding, a loan for equipment or a company vehicle, or to put down roots with a commercial real estate loan, Numerica can help.
With support from the Small Business Administration, SBA loans give your business a chance when traditional methods aren't an option. SBA 7(a)* loans can help with startup costs, equipment, inventory, or working capital needs. SBA loans help to drive growth and job creation and are possible because of government backing. SBA (504)** loans provide long term, fixed rate financing options for equipment and commercial real estate purchases.
*Government loans between $100,000 and $5,000,000 can be used to start, expand or purchase an existing business.
**Typical structure with the Small Business Administration providing 40% of the total project costs, Numerica covering up to 50% of the total project costs, and the borrower contributing 10% of the project costs. This loan can't be used for working capital or inventory, consolidating or repaying debt or refinancing (except for projects with an expansion component or that meet the temporary refinancing provisions of the Small Business Jobs Act of 2010).
Your business is to help others, ours is to help you. Whether you are a new doctor or attorney just starting out or have an established practice looking for a strong financial partner, Numerica's Private Banking offers a dedicated financial expert to relieve stress so you can focus on what really matters to you.
Our concierge assistance provides private banking solutions personalized to your business and personal needs. Live well with:
Agriculture is a huge part of our community, so we are excited to help local farmers with the flexibility and loan customization that we are known for. Loan options include:
Ag lending options available for wheat, grapes (wine and juice), cherries, asparagus, apple/pear, corn, and dairies.
October 16, 2019