Savings accounts

Find the right solution for your goals with a Numerica savings account. With flexible options and great rates, it's where your money grows! Open an account today.
Hero Personal Numerica

Savings made simple

Compare savings accounts, find the right fit, and open your account online in minutes

SIX7 SAVINGS

For savers chasing elite earnings

Earn 6.00% APY*

Earn 6.00% APY for your first $700. That's 16x the national average**

Start strong

No minimum balance required and no complicated qualifiers to start earning rewards from day one.

Save smarter

Manage your money anytime with Mobile App and Online Banking

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6.00% APY

Minimum opening deposit
$25
Minimum balance
$0
Monthly service fees
None
Max transfers per month
Unlimited
Earn dividends on every cent
Yes
Can be used as Transfer Protection
Yes
Easy access to ATMs
Always
Base APY on balance of $700+
0.05%
Additional APY possible
N/A

BONUS SAVER

For steady savers who like to be rewarded

Unlock 2.05% APY

When you flex your savings superpower, you earn more on the first $2,500 in your account! 

  • Make deposits: Earn 1.00% APY after 6 months of consecutive deposits of at least $25
  • Avoid withdrawals: Earn 1.00% APY after 6 months without a withdrawal

Earn without limits

Enjoy 0.05% APY on your entire balance — no matter how many deposits or withdrawals are on your account. 

Build smart habits

Incentivizing you to build a solid financial foundation. 

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Up to 2.05% APY

Minimum opening deposit
$25
Minimum balance
$0
Monthly service fees
None
Max transfers per month
Unlimited
Earn dividends on every cent
Yes
Can be used as Transfer Protection
Yes
Easy access to ATMs
Always
Base APY on entire balance
0.05%
Additional APY possible
Up to 2.00%

REGULAR SAVINGS

For members who move their money

Lock in one rate

Earn 0.05% APY on your entire balance.

Transfer at will

Easily move funds within Numerica accounts with no transfer limits.

Guard against overdrafts

Designate as Transfer Protection and use your balance to automatically cover checking overages. 

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0.05% APY

Minimum opening deposit
$25
Minimum balance
$0
Monthly service fees
None
Max transfers per month
Unlimited
Earns dividends on every cent
Yes
Can be used as Transfer Protection
Yes
Easy access to ATMs
Always
Base APY on entire balance
0.05%
Additional APY possible
N/A

Automate your savings with Round Up!

Everyday debit card transactions are rounded up to next dollar amount.

The spare change is deposited into your designated Numerica savings account.

Set it and forget it! Watch your spare change grow your savings.

START SAVING

How to enroll in Round Up to Savings in Numerica's digital banking

Want to see all your savings options in one place? Visit ways to save at Numerica.

LEARN MORE

FREQUENTLY
ASKED QUESTIONS

DO I NEED TO KEEP A MINIMUM BALANCE IN MY NUMERICA SAVINGS ACCOUNT?

Nope. You just need a minimum deposit of $25 to open the account, but there isn’t a minimum balance to keep it open.

CAN I HAVE MORE THAN 1 SAVINGS ACCOUNT?

There’s no limit to the number of Regular Savings accounts you can have with Numerica. For Bonus Saver accounts, there is a limit of 1 per person.

DOES NUMERICA OFFER SAVINGS ACCOUNTS FOR MEMBERS UNDER 18?

Yes! Our Growth Savings account is designed for youth ages 0-17. 

WHEN DO MY BONUS SAVER SAVINGS DIVIDENDS KICK IN?*

Every month you earn 0.05% APY — just for having the account with Numerica. After 6 months, you can begin earning another 1.00% APY for no withdrawals and/or 1.00% APY for deposits of $25 or more per month for account balances up to $2,500. This adds up to 1.05% APY when one qualifier is met or 2.05% APY for both. Following the 6-month qualification cycle, continue earning the additional dividends as long as qualifiers continue to be met.

IS THE MONEY IN MY SAVINGS ACCOUNT SAFE?

Yes, credit union deposits are insured by the National Credit Union Administration (NCUA) per individual up to $250,000. The $250,000 in coverage applies to each share owner, per insured credit union, for each account ownership category. 

Learn more about how Numerica keeps your money safe. You can also use NCUA’s insurance calculator to estimate the coverage for your accounts. 

ARE MY SAVINGS DEPOSITS INSURED?

Yes. Savings accounts are insured by NCUA up to $250,000. See how much is covered or read about deposit insurance.

*

APY = Annual Percentage Yield.

**

Calculation of 16x is based on national average of 0.36% APY from the April 2026 update of FDIC’s National Rates and Rate Caps.

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