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Numerica will be closed Monday, September 1, in observance of Labor Day.
This is the difference between the value of your home and the amount you still owe on mortgages.
A line of credit is a certain amount of money you are approved to borrow by a lending institution. But unlike a traditional loan, you don’t receive all this money in a lump sum. Instead, you have access to it up to your account limit — whenever you want to borrow it.
Put together, a HELOC is access to a certain amount of money backed by the equity in your home.
A dream vacation. Paying off credit cards. That home improvement project. A HELOC may be the answer.
Rather not apply online? Let us help!
Your home’s equity is the difference between the value of your home and the amount you still owe on it. If you sold your home, this is what you would likely have left after paying off your mortgage.
A HELOC is a type of loan that allows you to access a certain amount of money that is backed by the equity in your home.
A line of credit is a loan in which you are designated access to a certain amount of money. But unlike a traditional loan, you don’t receive a lump sum. Much like a credit card with a set credit limit, you simply access funds when you need them. When you pay it back, your available balance refreshes.
Applying for a HELOC from Numerica is a snap. Simply start an online application or schedule an appointment.
All loans subject to approval. Additional terms and conditions may apply. Rates, terms, and conditions are subject to change.