Personal Loans

Need a financial boost? Apply for a Numerica Personal Loan. You can use it to consolidate debt, fund a vacation, or help with an unexpected expense.
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Flexible personal loans

Applying is easy, and loan decisions are made locally.

 

Personal Loans

Fixed rate loan with predictable monthly payments

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Personal Line of Credit

Flexible funds. Borrow what you need when you need it

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Secured Loan

Borrow with confidence and build credit

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Rather not apply online? Let us help. 

Personal Loan opportunities and options

Opportunities

From celebrations to emergencies, a Personal Loan from Numerica may be a good fit if you are: 

  • Consolidating credit card debt
  • Hit with a major auto repair
  • Paying for a special event, such as a wedding or adoption
  • Planning to take that dream vacation
  • Funding a home improvement

Options

Numerica’s suite of Personal Loans feature competitive rates and flexible terms. 

  • Personal Loans: An unsecured loan featuring a fixed payment and term
  • Secured Loans: Using a savings account or Certificate as collateral, this fixed loan is typically used to build or rebuild credit
  • Personal Lines of Credit: Featuring a variable rate, borrow from and replenish your balance as life moves

Making a loan payment should be easy. We’ve got options.

PAY YOUR WAY

FREQUENTLY
ASKED QUESTIONS

WHAT IS A PERSONAL LOAN?

Personal loans are a flexible way to get access to a lump sum of money. They can serve as a financial boost in times of need or as a catalyst for achieving personal goals. Oftentimes, they are used to consolidate high-interest debt. 

WHAT IS THE DIFFERENCE BETWEEN A SECURED AND UNSECURED PERSONAL LOAN?

The difference is collateral. A secured loan uses cash, such as a savings account or Certificate, as collateral. An unsecured personal loan is based on the borrower’s financial reputation instead of collateral. Because it lacks collateral, it typically has a higher interest rate.

HOW DO YOU APPLY FOR A PERSONAL LOAN?

It’s easy to apply for a Numerica Personal Loan. In fact, you can start an online application right now. Want a hand? Schedule an appointment at a branch or by video. 

All loans subject to approval. Additional terms and conditions may apply. Rates, terms, and conditions are subject to change. 

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