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Numerica is committed to fostering well-being, and that starts with financial education for our community's kids. Let's start the financial conversations today, so youth have a positive relationship with money for tomorrow.

Program

Free and flexible.

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financial education classroom

We worked closely with superintendents and teachers to develop curricula and educational workshops for young adults at area schools and youth organizations. A sample of the topics we cover include:

  • Creating S.M.A.R.T. (Specific, Measurable, Attainable, Relevant, Time Frame) Savings Goals
  • Understanding the difference between banks vs. credit unions (All ages)
  • Building blocks to savings (Elementary)
  • Interviewing for a Job (High School and older)
  • Understanding Credit - Credit Score and Credit Cards. This session is covered best in two sessions. (High School and older)
  • Creating a budget (High School and older)
  • Investing (High School and older)
  • Financial Simulation Students will become adults over night! They now have a house, job, bills and a family to support. What choices will they make? This session is covered best in two sessions. (High School and older)
  • Student loans (High School and older)
  • Fraud (High School and older)
  • Check writing (High School and older)
  • Teacher's Guides Available Upon Request

Don't see a topic you'd like covered or want to schedule us in your class or organization?

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Scholarship Fund

Supporting the pursuit of higher education.

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financial education students

A student's dream of higher education shouldn't be cut short because of financial limitations. Numerica offers three different scholarship programs to its members in good standing, the Financial Education Scholarship for students who have completed Numerica's financial education program, the Student Ambassador Scholarship for high school seniors who are entering a two or four-year college or university and the Returning Education Scholarship for students who are returning to a two or four-year program after at least a year lapse in attendance. The scholarships are focused around the applicant's community service efforts and does not have a GPA requirement.

 

Returning Education Scholarship Logo

 

Returning Education Scholarships

Numerica offers a Returning Education Scholarship for college students who plan to continue their higher education, with either an Associates or Bachelor’s Degree. Numerica will offer one $5,000 scholarship to a deserving student. To be eligible, you must be a member in good standing at Numerica Credit Union with plans of returning as a full-time student in the fall of 2018.

 

  • Deadline: June 15, 2018
  • Judging: July 13, 2018
  • Award: July 20, 2018
Eligibility
  • Must be a Numerica Member
  • Must be a returning student for a first Associates or Bachelor’s degree (Students who are returning for a Doctorate, Master’s or second Bachelor’s degree are not eligible)
  • Some college or trade school is required
  • Students must have a lapse in schooling of one year minimum
  • Must be employed
  • Must complete interview via phone or in-person
  • Must provide cover letter addressing educational goals, future career plans, financial need, and other information the committee might find valuable in evaluating the application
  • Must have been accepted into a college or university and provide a copy of the acceptance letter from the college or university

Apply

Eric Geisler
With great studying and hard work, I will finish nursing school and go on to change the lives of patients who are under my care. - Erica Geisler, 2017 Scholarship Recipient
Financial Education Scholarship Logo

 

Financial Education Scholarships

Numerica Credit Union is excited to announce two $2,500 Financial Education Scholarships. Numerica believes in helping our communities live well, and education is huge part of living well. Two local high school juniors or seniors will be awarded $2,500 to help them reach their educational goals. To be eligible, students must be going into a two or four-year program during the fall of 2018/2019 school year.

 

  • Deadline: June 30, 2018
  • Judging: July 25, 2018
  • Award: August 2, 2018
Eligibility
  • Does not need to be a Numerica member
  • Must be a junior or senior during the 2017/2018 school year
  • No GPA requirement
  • Must have completed a four, six or eight-week financial education program offered by Numerica's financial education team
  • Must write a testiomonial as to how learning about financial education in high school will help them reach their goals
  • Must complete interview via phone or in-person
  • Must provide cover letter addressing education goals, future career plans, financial need, and other information about themselves that the committee might find valuable in evaluating the application
  • Applicants who have not completed the Financial Education through Numerica will not be eligible
  • Staff members of Numerica are not eligible. However, dependents who meet all of the requirements are eligible

Apply

Financial Education has been eye opening and given me a big picture of the next phase of my life. - Will Skalstad, 2017 Scholarship Recipient
Student Ambassador Scholarship Logo


Student Ambassador Scholarship

Ten $1,500 scholarships awarded to high school seniors to help them meet their educational goals of pursuing college or a university.

 

  • Deadline: May 1, 2018
  • Judging: May 24, 2018
  • Award: June 6, 2018
Eligibility

 

  • Applicant must be a Numerica member in good standing
  • Must be a high school senior entering college/university as a full-time freshman student in fall of 2018
  • No GPA requirement
  • Must have a minimum of 20 community service hours.
  • Must provide a reference letter from a non-profit 501(c)3 (Letters from school coaches, counselors or teachers will not be accepted)
  • Must provide a non-profit 501(c)3 reference letter
  • Must complete interview via phone or in-person
  • Must provide cover letter addressing educational goals, future career plans, financial need, and other information the committee might find valuable in evaluating the application
  • Must have been accepted into a college or university

Apply

It hasn't been an easy road. I've had my share of adversities and challenges, like everyone else, but I am thankful for them because they have strengthened my character and made me who I am today. - Dimitri Fonti, 2017 Scholarship Recipient

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Considering using your home equity for a loan? Learn the difference between a home equity loan vs a home equity line of credit (HELOC). Both HELOCs and home equity loans rely on your home equity, but are very different lending options.

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In an effort to help provide library services to the currently-unserved West Central neighborhood, Numerica pledges a $50,000 donation to support an innovative approach to a modern library.

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Today's Rates

April 23, 2018

Home Equity Line of Credit

as low as 5.00% APR

Certificates

as high as 2.30% APY

Visa Rates

as low as 9.49% APR

Mortgage Rates

as low as 4.75% APR

Auto/Truck (New/Used)

as low as 2.99% APR

Sequel Checking

1.35% APY

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