‘Tis the season for con artists. Remember, we will NEVER ask you for your login info or one-time passcode.
This is a text version of the infographic found in the Credit Unions vs. Banks news article.
Most credit unions offer mobile and online access to your money anytime, anywhere.
Most banks offer online tools and apps for access to your money on the go.
Credit unions are governed by a volunteer board of directors elected by the credit union.
Banks are run by individuals who may or may not have an account with the bank itself.
Lower rates and fees ensure that profits are returned to members. Fees and rates are set with the members’ best interest in mind.
Fees and rates fuel profits that are returned to shareholders. This means that fees and rates are often set with the shareholders’ best interest in mind.
Most credit unions, including Numerica, are insured through the NCUA (an independent federal entity).
Most banks are insured through the FDIC (an independent federal entity).
Numerica is part of a network of credit unions offering over 30,000 surcharge-free ATMs to members. Deposits and withdrawals may be made using any of these CO-OP ATMs.
Customer transactions are often restricted to bank branches.
Numerica Routing Number: 325182690
Voted Best Place to Work in the Inland Northwest - Large business category 2021, 2022, 2023
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