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Current Rates

Auto Fixed Rate APR
New & Used Autos/Trucks 3.74%* to 17.90%

*Rates reflect possible .5% discount based on services used

Recreational Fixed Rate APR
Boats & RVs 5.24%* to 17.90%
Motorcycles, Jet Skis, Watercraft, Snowmobiles, ATVs 5.24%* to 17.90%

*Rates reflect possible .5% discount based on services used

Home Equity Lines of Credit Variable Rate APR
Home Equity 5.50%* to 11.00% up to 90% LTV

*Rates reflect possible .50% discount based on services used

Terms

  • Rates, terms and conditions are subject to change without notice.
  • HELOC rate based on prime rate plus margin from .25% to 5.75%, with relationship discounts
  • Closing costs typically limited to appraisal for HELOC
  • HELOC has a repayment period up to 15 years with a 10-year draw period that is interest payments only
  • Rates for investment property are 2% higher than the published rate for the HELOC and subject to all fees and costs
  • No annual fee
  • HELOC variable rate will not exceed 18% APR and will not be lower than 2.99% APR, rates may change quarterly
Home Equity Loan Fixed Rate APR
Fixed Rate Home Equity Loan
  • 5 Years

Payment example: 60 monthly payments of $195.64 at 6.49% per $10,000 borrowed.

6.49% to 10.49% up to 90% LTV
Fixed Rate Home Equity Loan
  • 7 Years

Payment example: 84 monthly payments of $150.91 at 6.99% per $10,000 borrowed.

6.99% to 10.99% up to 90% LTV

Terms

  • Rates, terms and conditions are subject to change without notice.
  • Closing costs typically range from $250 - $1,000. Rate applies to 1st or 2nd position Home Equity Loans.
Mortgage Loans Fixed Rate APR
15 Year Fixed

Payment example: $200,000 purchase price, $160,000 loan amount, 15 year term, 80% LTV, 3.500% interest rate, 3.758% APR, $1,143.81 P&I, estimated insurance $60 and estimated tax $200.

4.52%
30 Year Fixed

Payment example: $200,000 purchase price, $160,000 loan amount, 30 year term, 80% LTV, 4.375% interest rate, 4.526% APR, $798.86 P&I, estimated insurance $60 and estimated tax $200.

4.97%
Visa® Cards Variable Rate APR
Visa Platinum Purchase Rate: 9.99%* to 17.90%*
Cash Advance Rate: 12.99% to 17.90%

*Rates reflect a .25% relationship discount

Visa Luna®
  • For cards opened after 7/16, the $29 annual fee may be waived with annual net purchases of at least $10,000.
Purchase Rate: 13.99% to 17.90%
Cash Advance Rate: 17.90% to 17.90%
Visa Pirate Pride Purchase Rate: 9.99%* to 17.90%*
Cash Advance Rate: 12.99% to 17.90%

*Rates reflect a .25% relationship discount

Fixed Rate APR
Secured Visa 17.90%
Other Loans Fixed Rate APR
Signature Loans 9.49% to 17.90%
Certificate Secured 3.00% over dividend rate
  • Repayment Period up to term of Certificate on certificate secured loan.
  • Certificate secured up to available balance
Variable Rate APR
Personal Line of Credit 9.75% to 17.90%
  • Personal Line of Credit rate range: 9.75% - 17.90%
  • Rate based on prime rate plus margin from 4.5% to 13%
  • Note: there are no relationship discounts on this product
Share Secured 3.00% over dividend rate

Today's Rates

December 17, 2018

Home Equity Line of Credit

as low as 5.50% APR

Certificates

as high as 3.05% APY

Visa Rates

as low as 9.99% APR

Mortgage Rates

as low as 5.132% APR

Auto/Truck (New/Used)

as low as 3.74% APR

Sequel Checking

1.35% APY

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