Personal Savings | Numerica Credit Union

More than a piggy bank

Savings

Turn a little into a lot.

Learn More

Man in blue shirt laying in a red hammock tied between two pine trees. Shallow river in the background.

Bonus Saver

Earn 0.10% APY dividend on your entire balance (no limit)
Get an additional 3.00% APY bonus on balances up to $2,500! By earning a:
- Deposit BONUS of 1.50% APY after six months of consecutive deposits of at least $25 each month
- No withdrawal BONUS of 1.50% APY after six months without a withdrawal
Open with only $25
No monthly fees

Regular Savings

Earn 0.10% APY dividend on your entire balance
Open with only $25
No monthly fees
Easily move funds to and from your checking account
Can be used as overdraft protection with a Numerica checking account

Visit a Branch

Money Market

Savings without separation anxiety.

Learn More

Man leaning against counter sketching. Large paper cutter on long table in the background. Plants in a multi-paned window

Easy account access and competitive rates on higher balances
Open with only $25
No fees if you change rate tiers
Deposit anytime without transaction fees
Unlimited electronic transfers
Up to 6 debit or check transactions per month
Check out our Money Market rates

Visit a Branch

CD (Certificate of Deposit)

Steady rates without market swing.

Learn More

Woman in white shirt with black hair sitting next to man with beard, beanie and tattoos wearing a flannel shirt. Man holding baby in white with pattern onesie pajamas.

Higher, steady savings rates without a long-term commitment. Choose from 3 to 72 month terms.
$1,000 minimum balance requirement
Can be used as loan collateral
Withdraw* dividends without a penalty

*You can only withdraw dividends credited in the term before maturity of that term without penalty. Dividends can be withdrawn anytime during the term after they are credited to your account. Principle withdrawals from this account will result in a penalty.

Visit a Branch

Rates as high as
3.05% APY*

Traditional IRA

Pay taxes on the back-end.

Learn More

Mature man in grey and black flannel and jeans, grey hair, carrying and playing in the snow with blond woman in red shirt and blue jeans.

Some contributions may be tax deductible
Open with only $25
Distributions begin at age 70.5 through required minimum distributions (RMD)
Contribute to the account through payroll deduction, direct deposit or automatic transfer
Deposit up to $6,000 per year if 49 and under
Contribute up to $7,000 per year if 50 and over
If you become disabled, require funds for higher education or are buying your first home, you may be able to avoid a tax penalty*; consult your tax advisor for details

*Numerica fee may apply

Visit a Branch

Roth IRA

Pay taxes on the front-end.

Learn More

Fishing reel with grey grip, green line, silver and green crank and red pole. Lake or river water in the background.

Withdraw contributions at any time for any reason
Open with only $25
Keep your money growing with no age requirements for distribution
Income limits apply
Contribute to the account through payroll deduction, direct deposit, or automatic transfer
Deposit up to $6,000 per year if 49 and under
Contribute up to $7,000 per year if 50 and over

Visit a Branch