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Savings that level up the piggy bank.

Make your money make money, with savings account options that serve you best.


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Bonus Saver

Get rewarded for saving. With as little as $25/month, Numerica will pay you for putting money into savings.

  • Earn 0.05% APY on your entire balance (no limit)
  • Get an additional 2.00% bonus on balances up to $2,500! By earning a:
    • Deposit BONUS of 1.00% after six months of consecutive deposits of at least $25 each month
    • No withdrawal BONUS of 1.00% after six months without a withdrawal
  • Open with only $25
  • No monthly fees

Regular Savings

  • Earn 0.05% APY on your entire balance
  • Open with only $25
  • Easily move funds to and from your checking account
  • No limit for online transfers to and from Numerica accounts
  • Use as Transfer Protection* with your Numerica checking account

Round Up to Savings

Pay yourself first with Round Up to Savings. This program makes saving hassle-free and easy.

  • Everyday debit card transactions are rounded-up to next dollar amount
  • The spare change is deposited into your designated Numerica savings account
  • Just set it and forget it. Watch your spare change grow your savings!
  • Learn more about Round Up to Savings 

Stop in at your favorite branch or call 800.433.1837 to speak with a Member Service Representative. They’ll help you set up Round Up to Savings from Bonus Checking to your preferred savings account.

*Use another Numerica account (savings, checking, credit card, line of credit or home equity line of credit) for overdraft protection. $5 per transfer. Two free transfers per month from any Numerica account.

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Money Market Account

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Bonus Money Market Account

  • Earn a special bonus rate each month
  • Available when you open a Bonus Checking Account
  • Meet monthly qualifiers to unlock your bonus rate
  • Easy access to your money
  • Secure (not at risk from market fluctuations)
  • Check out our Money Market rates

Learn more about the Bonus Money Market Account.

Peak Money Market

Money Market Accounts pay rates similar to savings accounts and have some of the same features many checking accounts offer.

Think of it as a hybrid account – this is easy access savings that is liquid. You can take money out as often as you need but by keeping your money in your money market account, you may earn more than a regular checking account, with all the same check and debit features.

  • Earn competitive rates on higher balances
  • Open your Money Market with only $25
  • Rate tiers adjust automatically based on average balance
  • Deposit anytime without transaction fees
  • Get unlimited electronic transfers
  • Make up to 6 debit or check transactions per month

CD (Certificate of Deposit)

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Certificates of Deposit let you save for a specific timeframe to earn a higher rate while avoiding the temptation to dip into your savings.

  • Choose from 3 to 72 month terms
  • Use Certificates of Deposit as loan collateral
  • Withdraw funds without a penalty*
  • $1,000 minimum balance requirement
  • No lost principal with early withdrawal*

*You can only withdraw funds credited in the term before maturity of that term without penalty. Funds can be withdrawn anytime during the term after they are credited to your account. Principal withdrawals from this account will result in a penalty.

Rates as high as
0.90% APY*

Traditional IRA

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An Individual Retirement Account (IRA) is a personal savings account that offers you for setting money aside for retirement, while earning you more than some savings accounts.*

Unlike an ordinary savings account, Traditional IRAs may offer tax breaks.

  • With a traditional IRA, contributions may be tax-deductible up to IRS limits
  • Add up to $6,000 per year ($7,000 if you’re 50 and older), even if you have a 401(k) or other workplace savings plan
  • Contribute easily with payroll deduction, direct deposit or automatic transfer

If buying your first home, paying for college or have medical bills, you may be able to avoid early withdrawal penalties.**

*Consult your tax advisor.

**Numerica fee may apply.

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Roth IRA

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In contrast to a Traditional IRA, contributions to a Roth IRA are not tax-deductible. The advantage of the Roth IRA over a Traditional IRA is that there are fewer withdrawal restrictions and requirements.*

  • Withdraw contributions to your Roth IRA at any time without penalty
  • Add up to $6,000 per year ($7,000 if you’re 50 and older)
  • Contribute easily with payroll deduction, direct deposit or automatic transfer
  • Earnings on what you save grow tax-deferred, meaning you may avoid taxes on your gains

If buying your first home, paying for college or have medical bills, you may be able to avoid early withdrawal penalties.**

*Consult your tax advisor.

**Numerica fee may apply.

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Today's Rates

May 23, 2022

Home Equity Line of Credit

as low as 4.25% APR


as high as 0.90% APY

Visa Rates

as low as 8.74% APR

Auto/Truck (New/Used)

as low as 1.99% APR

Bonus Checking

0.90% APY