Skip a Pay

Skip a payment once every six months on your qualified loans.*

Numerica Credit Union Skip a Pay with blue text over a box with two check boxes and a green happy face on a solid lime green background

Is there a fee for Skip a Pay?

Yes. For every loan payment you skip, there is a $30 fee goes back to our community.

Since this money stays local, you’re not only getting a little extra spending money, you’re also giving where you’re living.

How often can I skip a loan payment? 

One skip per qualified loan every six months. Your normal payment schedule will resume on the month following the skip.

How to skip a payment

  1. Log in to Online Banking (You can easily do that at the top of the page or register for online banking)
  2. Select the Loans/Payments tab
  3. Click Skip a Pay
  4. Select your eligible loan
  5. Select the month you want to skip

You can also set-up your Skip a Pay at a branch or by calling us at 800.433.1837.

Find a branch

Is my loan eligible for Skip a Pay?

Eligible loans for the Skip a Pay Program may include:

Enjoy the freedom of some extra cash while helping your community.

*Here’s the legal stuff. This is an amendment to the specified loan agreement between Numerica Credit Union and the Borrower. Request must be received at least three (3) business days prior to the scheduled payment date. If not, skip will be applied to the following month if offer is still valid. One skip per qualified loan every six months. Normal payment schedule will resume on the month following the skip. Skipping a payment may extend the term of the loan. Interest will continue to accrue per your original loan agreement during the skip period. A $30 fee per skip is required and skip will not be processed without it. This offer is not valid for business accounts or Visas. Offer not valid for any loan that is currently past due. If you are past due on any loan, skip for other loans will not be honored. Offer not valid for new loans for which you have not yet made a payment, loans secured by real estate, loans that allow you more than seven (7) years to pay off, loans with a balloon payment, loans paid by disability insurance, loans that were granted an extension this year, loans repaid through a consumer counseling service, loans not paid as agreed, share or certificate-secured loans or loans held in bankruptcy. Loans must have been funded at least 90 days prior to skip and three months of payments made to be eligible. Not transferable. May take up to seven (7) business days to process. Federally insured by NCUA.