Find a realistic path to pay off credit card debt
Credit card debt happens. Between unexpected expenses, rising interest rates, and the temptation of “just one more swipe,” it’s easy to feel stuck. But here’s the good news: you don’t have to tackle it alone.
Through Numerica’s partnership with GreenPath Financial Wellness, members are finding relief, paying off debt faster, and saving thousands of dollars in the process.
Numerica Members Making Big Progress
Since 2022, Numerica members have already paid off more than $500,000 in credit card debt through GreenPath’s Debt Management Programs (DMPs). That’s half a million dollars of debt gone for good.
If you’re feeling stuck with credit card debt, talking to a GreenPath counselor is free and confidential. Call 855.400.3710 or request a call online.
Let’s explore how a debt management plan works, what the benefits look like, and whether it may be the right solution for you.
What is a Debt Management Program?
A debt management program (DMP) rolls your credit card debt into one manageable monthly payment.
By working directly with your creditors, GreenPath can often:
- Reduce interest rates
- Simplify your payments
- Create a clear 3–5-year payoff path
This isn’t debt settlement or bankruptcy. With DMP you pay off your debt in full in a more structured and affordable way.
The real-life benefits
When Numerica members sign up for a DMP through GreenPath, they typically experience*:
- Lower Interest Rates: On average, credit card interest rates drop from 28% to just 6.6%
- Lower Monthly Payments: Average savings of $199 per month on minimum payments
- Big Interest Savings: Save about $29,700 in interest over the life of the program
- Faster Payoff: Members can become debt-free about 7 years sooner with the support of a DMP
Imagine what you could do with an extra $200 a month or what it would feel like to be debt-free years ahead of schedule.
Who Can Enroll?
GreenPath’s Debt Management Programs are available to all Numerica members whether you live in Spokane, Liberty Lake, North Idaho, Airway Heights, Wenatchee, the Tri-Cities, or beyond
If you’ve been juggling multiple balances and feel stuck, a DMP could help simplify your financial life and put you on the path to long-term stability.
Is it right for you?
A debt management program may be a fit if:
- You’re making minimum payments, but balances never shrink
- High interest rates are eating up your budget
- You feel stressed by multiple due dates
- You want a structured, proven path to being debt-free in 3–5 years
GreenPath’s certified financial counselors can review your unique situation and walk you through your options at no cost.
Take the First Step
Debt doesn’t have to define your future. With the right plan, you can move from financial stress to financial freedom.
Call GreenPath today at 855.400.3710 or request a call online to see if a debt management plan is right for you.
Written October 2025
Written by the Numerica Financial Engagement Team
