Articles & resources

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Home loan options

Numerica offers various home loans to cater to different life stages and needs, from upsizing and downsizing to multi-generational living.

Investing 101

Discover how to start investing with confidence, including tips on budgeting, compounding, and choosing the right accounts for your financial goals.

How to pay off debt

Learn key strategies to tackle debt, manage finances, and find motivation to achieve financial freedom with Numerica’s debt workbook.

How do loans work?

Learn about the 5 C’s of credit — character, capacity, capital, collateral, and conditions — and how they impact loan approval.

Home buying 101

Explore essential tips for first-time homebuyers, including budgeting, loan application, house hunting, and navigating the closing process.

HELOC guide

Discover how a HELOC can unlock your home's equity for debt consolidation, home improvements, or even a dream vacation.

How to avoid fraud

Learn how to spot fraud and protect your accounts. Discover common fraud tactics, steps to take if you're targeted, and tips for safeguarding your personal information.

Shred it or keep it?

Learn how to protect yourself from identity theft with smart document shredding tips. Find out what to keep, what to shred, and how long to hold onto key records.

Fraud Text Alert FAQs

Stay protected with Numerica’s Fraud Text Alerts. Learn how to enroll, respond to suspicious activity, and safeguard your credit and debit cards from fraud.

Credit Cards 101

Maximize the benefits of credit cards without the risk. Learn how to choose the right card, manage your balance, and build strong credit with smart usage tips.

How to get a boat loan

Thinking about a boat loan? Learn how to choose the right boat, calculate your budget, and navigate the loan process with expert tips from Numerica.

5 home-buying myths

Buying a home? Don’t be fooled by common myths! Discover the real facts about down payments, debt, credit scores, and closing costs to ease your journey.

Teaching kids about money

Start your kids on the path to financial success! Explore fun and practical ways to teach budgeting, saving, and responsible spending with real-world examples.

Budgeting 101

Learn how to budget your money with simple steps and categories. Create a spending plan, reduce financial stress, and start building healthy money habits today!

Round Up to Savings

Turn everyday purchases into automated savings with Numerica’s Round Up to Savings! Learn how you can start making your spare change work for you. 

Actual vs. available balance

Understand the difference between your actual and available balance in your checking account. Learn how pending transactions impact your funds and avoid overdraft fees.

Tap to pay FAQs

Tap to pay for fast, secure purchases! Learn how to use your Numerica debit or credit card for contactless payments and enjoy hassle-free shopping.

Mobile Deposit FAQs

Deposit checks from anywhere with Numerica’s mobile deposit! Learn how to use the mobile app to quickly and securely deposit checks into your account.

How do I freeze my card

Worried about a lost or misplaced Numerica Visa® card? Learn how to freeze and unfreeze your debit or credit card instantly with Numerica Card Freeze.

Checking account FAQs

Get answers to common questions about Numerica checking accounts, including how to open an account, check your balance, and manage deposits with ease.

Pros and cons of a Certificate

Explore the benefits of Numerica Certificates — a safe, time-bound savings option offering higher rates than regular accounts. Learn how they work, pros, cons, and how to open one today.

How to avoid overdraft fees

Learn how to avoid overdraft and non-sufficient fund (NSF) fees with tips on managing your account balance, budgeting, and using Overdraft Protection. Stay informed and protect your finances.

ATM FAQs

Make the most of Numerica ATMs with features like deposits, transfers, and loan payments. Get details on availability, accessing ATMs after hours, and more.

Bonus Saver FAQs

Maximize your savings with Numerica’s Bonus Saver account. Learn how to earn up to 2.00% APY by making monthly deposits and avoiding withdrawals. Get all your questions answered here.

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