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What is a mobile wallet and how does it work?

Why use a mobile wallet when you have a tried and true wallet? Your mobile wallet, also called a digital wallet, is a safe and secure way to pay with your Numerica Visa® debit or credit card. This form of mobile payment lets you pay with your phone by using Samsung Pay™Google Pay™ or Apple Pay™.

Getting started with understanding mobile wallet

Leading the way with this new way to pay, Numerica was the first local credit union to offer this technology.

Why add your Numerica debit or credit card to your mobile wallet

Safe and secure

Each transaction uses a one-time, unique virtual validation that does not use your actual card number. This is referred to as a secure token-based system and means that your sensitive financial information doesn’t get shared over the airwaves.


Paying is just a touch away. On qualifying smart phones, add your Numerica debit or credit card to your “mobile pay wallet.” No more fumbling with your wallet and looking for the right card. At participating retailers, you can now use your phone to checkout by using your fingerprint!

Convenient mobile shopping

More apps are integrating with your mobile wallet for secure, convenient transactions.

How to set up your mobile wallet

Add you credit or debit card to your digital wallet, verify your identity, use mobile pay for convenience

  1. Open your phone’s wallet feature. If you are on your mobile device, you can click which type of device you have and get more information. Apple PaySamsung Pay, and Google Pay. Select “Add Card” to add your Numerica Visa debit or credit card.
  2. Verify your identity.
    You may be asked to call, text, or email in order to verify your identity.
  3. Use your mobile device to pay in store or online, and have fun!

How to use mobile pay (Apple Pay, Samsung Pay, Google Pay) at the store

When you’re at a store that accepts mobile pay, hold your device over the payment reader while placing your finger on the Touch ID button (which is an added layer of protection). You will feel a buzzing from your phone and a completion message of the transaction.

Questions? Numerica Credit Union’s E-Services team is here to help. Give us a call at 800.255.9194 or stop by your favorite Numerica branch location.

Today's Rates

April 5, 2020

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