Here’s the legal stuff: *APY=Annual Percentage Yield. **Qualifiers to earn interest on Bonus Money Market include meeting the qualifiers for a Bonus Checking account on the same account number. These Bonus Checking qualifiers include any combination of 12 transactions of $5 or more on your Bonus Checking account debit card or Numerica credit card under the same member account (excluding transactions at ATMs) and enrollment in eStatements with a valid email address. If the Bonus Checking qualifiers are not met, the rate will default to the non-qualifying Bonus Money Market rate. No minimum balance required to earn APY. Rates may change after account opening. $25 deposit required to open a Bonus Checking account. $25 deposit required to open a Bonus Money Market Account. Requirements are calculated for each calendar month. Fees may reduce earnings. Limit of 1 Bonus Money Market account per social security number. APY accurate as of last dividend declaration date. Qualifying Bonus Money Market APYs are: 0.20% APY for $0.01 - $49,999.99, 0.30% APY for $50,000 - $99,999.99, 0.35% APY for $100,000 - $249,999.99, and 0.40% APY for $250,000+. Non-qualifying Bonus Money Market APYs are: 0.05% APY for $0.01 - $49,999.99, 0.10% APY for $50,000 - $99,999.99, 0.20% APY for $100,000 - $249,999.99, and 0.25% APY for $250,000+. Numerica deposits are federally insured by NCUA.