Debit cards

Numerica assesses a $2 fee for withdrawals and balance inquiries at non-Numerica ATMs. Deposits are free at all ATMs. Additional surcharge fees may be charged by the ATM operator or network, except at CO-OP ATMs. Members with Bonus Checking may receive up to $25 in ATM fee refunds each month when monthly qualifications are met: (a) make 12 debit or credit card transactions of $5 or more that post to your account, and (b) receive eStatements.

APY = Annual Percentage Yield. Rates effective as of 01/27/2026 and are subject to change after account opening. Fees may reduce earnings. Earn 2.00% APY on the first $25,000 and 0.05% APY on balances $25,000.01 and above by meeting these Bonus Checking qualifiers during each monthly qualification cycle: (a) make 12 transactions of $5 or more that settle to your account using your Numerica Visa debit or credit card, and (b) receive your statements electronically (eStatements). If either monthly qualifier is not met, no dividends will be paid. The minimum opening deposit required for this account is $25. Limit one Bonus Checking account per person. A monthly fee will be charged for paper statements (one fee per membership number). Members can avoid this fee by enrolling in eStatements for their accounts through Online Banking or the Mobile App. Please see Fee Schedule for more information.