Certificate of Deposit calculator

Use Numerica’s certificate calculator to estimate your earnings. Enter your deposit, term, and rate to see how your savings can grow.

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Certificate of Deposit calculator

Why credit unions offer better rates than traditional banks

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APY = Annual Percentage Yield. Rates effective as of 10/06/2025 and are subject to change. Fees may reduce earnings. $1,000 minimum balance requirement to open most Certificates. The APY is based on an assumption that dividends will remain in the account until maturity. Early withdrawal penalties may apply.

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