Stretch your travel budget further with smart tips, savvy tools and real-life insights to help you spend less and adventure more this summer.
Looking to get away without overspending? Whether you're flying across the globe or road-tripping closer to home, you can travel well and spend smart. Jon Maroni, Numerica’s Financial Engagement Manager, recently tested some budget-friendly travel tips using his Numerica debit card — now we’re sharing them with you. (See if you can recognize where Jon went!)
Let’s make your next trip affordable, rewarding, and stress-free.
Set a realistic travel budget
Start by listing your major expenses — transportation, lodging, food, and activities. Add about 10% as a buffer for unexpected costs. Jon followed this rule and stayed on track.
To kickstart his savings, Jon used Round Up to Savings, letting everyday purchases grow his travel fund automatically. On the road, he monitored spending with the Numerica mobile app and stuck to using his debit card.
Flights and hotels can be 20-40% cheaper if you avoid peak seasons. Search for "shoulder season" travel guides for your destination. Jon saved by flying mid-week leaving Tuesday and returning Saturday.
Flexibility with dates can lead to big savings.
Use rewards the smart way
Numerica credit cards help turn purchases into perks:
VISA® Platinum – Earn 1 point per dollar for travel, gift cards, and more.
VISA® Luna – Earn 1.5% cash back on every purchase.
Use your credit card for big purchases but set a spending limit you can pay off monthly. This way, you earn rewards without paying interest.
Make a checklist of essentials or search "carry-on packing checklist" online for customizable guides (like your own rain gear to avoid getting wet on a water ride).
Explore lodging alternatives
Hotels aren’t your only option. Consider:
Vacation rentals (Airbnb, Vrbo)
Hostels
Camping
Use comparison sites to find deals, and check for discounts through memberships or credit card rewards. Find places that match your budget.
Plan meals and save daily
Research average food costs at your destination. A common hack: plan for 1 grocery meal and 2 dining-out meals per day. Spend a little time finding restaurants and grocery stores convenient to your lodgings.
Setting a daily food budget can also leave you with extra money for snacks when you want to splurge on a treat from The Hundred Acre Wood .
Find free or low-cost activities
Before you go, search:
City tourism websites
Local event calendars
"Free things to do in [city]"
Apps like Eventbrite or Meetup
Many destinations offer free museum days, festivals, or walking tours. Mix these into your itinerary for affordable fun.
Wander without worry
With a little planning and the right tools, you can enjoy a memorable trip without straining your finances.
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This content has been provided for educational purposes only and is not intended to replace the advice of a tax accountant, attorney, financial adviser, or loan representative. Information contained on this website does not constitute legal or tax advice. Any examples provided are for illustration only and may not apply to your situation. Since every situation is different, we recommend consulting with a trusted professional adviser regarding your specific needs.
