Save smarter with DreamUp

Discover how to save money with DreamUp, the automated savings tool in the Numerica Mobile App. Set goals, automate savings, and track your progress right from your phone.

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Save smarter with DreamUp: Numerica’s savings tool

DreamUp is a new savings tool within the Numerica Mobile App. Learn how it helps you set goals, automate deposits, and track your progress right from your phone.

Save for your dream and enter to win $1,000

Start using DreamUp in the Numerica Mobile App by December 31, 2025, and you’ll be entered to win $1,000 toward your savings goal.* 

 

What is DreamUp?

DreamUp is a smart savings tool built into the Numerica Mobile App that helps you turn everyday moments into meaningful financial progress. You see where your money is growing, and DreamUp lets you track your progress in real time. 

DreamUp can help you:

  • Save for big goals
  • Pay off debt faster
  • Create financial security

How to start saving money using DreamUp

You’re just a few taps away from setting up your DreamUp tool (and entering to win $1,000).

1. Create a dream that inspires you

After logging into the Numerica Mobile App, tap the DreamUp icon  at the bottom right of your screen.

Scroll down to “What’s your next dream?” and tap “Create your own”. Keep your dream private or invite friends and family who are Numerica members to save with you.

It’s time to create your dream: 

  • Choose a photo from the image library by tapping the pencil icon
  • Give your dream a name to bring it to life
  • Determine how much you want to save and by when 

2. Use savehacks to grow your dream

Now that your dream is ready, it’s time to start saving. DreamUp offers fun and flexible savehacks to move money toward your dream, like:

  • Setting up daily, weekly, or monthly deposits based on your habits.
  • Depositing $5 to your dream when you brew your own coffee.
  • Or, saving a few extra bucks when there’s room in your budget.

It’s all about saving what you can, when you can. 

Pro tip: You can adjust the settings within your dream at any time, as well as make one-time deposits, by tapping the photo of your dream. 

3. See your savings in action

DreamUp lets you see your progress in real time, keeping you focused and motivated. Celebrate the small wins along the way.

Remember: Staying consistent is key. Every save, RoundUp, and deposit gets you closer to your goals. 

4. Enjoy the money you saved

Once you’ve saved enough money to complete your dream, choose whether to keep on saving towards your dream or transfer those funds back to your Numerica account. Or pick a new dream to fund!

Keep dreaming, keep saving, and be proud of all you’re accomplishing.

Saving That Feels Good

Want to learn more about DreamUp  and other smart saving strategies? Numerica is here to help. If you have questions, call 800.433.1837 or stop by a nearby branch.

Written October 2025

Written by the Numerica Communications Team

FREQUENTLY
ASKED QUESTIONS

CAN I WIN THE $1,000* IF I’M NOT A NUMERICA MEMBER?

You must be a member to use DreamUp and enter to win $1,000*. However, joining Numerica is quick and easy. Learn how to join in three simple steps. 

WHO CAN USE DREAMUP?

DreamUp is only available for Numerica members with a Member, Payable on Death, and/or Living Trust account. Not a member yet? You can become one in three easy steps.

CAN I TRANSFER MONEY FROM ONE DREAM TO ANOTHER?

Yes, you can! Just tap on your dream to access its settings, then tap the transfer button.

CAN I SHARE MY DREAMUP GOAL WITH SOMEONE WHO ISN’T A NUMERICA MEMBER?

 Not quite. To use DreamUp, including setting or sharing a dream, both people need to be Numerica members. If you’re working toward a shared dream, encourage them to join so you can save together in the app.

*

See giveaway rules and regulations  for complete details. Federally insured by NCUA.

This content has been provided for educational purposes only and is not intended to replace the advice of a tax accountant, attorney, financial adviser, or loan representative. Information contained on this website does not constitute legal or tax advice. Any examples provided are for illustration only and may not apply to your situation. Since every situation is different, we recommend consulting with a trusted professional adviser regarding your specific needs. 

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