Why save with Numerica?
At Numerica, we believe your money should work hard, just like you. Whether you're saving for something big or just starting out, Numerica is here to help.
Here’s why members choose to save with Numerica:
- Competitive rates that help your money grow
- Simple tools to automate and build savings
- Flexible accounts to fit every stage of life
Ready to save but not sure where to start? Talk with a Numerica team member today.
If you are new to saving, start with a basic savings account or Round Up to Savings. If you already have savings built up, check out certificates or money market accounts for higher earning potential.
A simple way to start saving
From high yield savings accounts to kid-friendly options, explore tools and accounts to help your money grow.
Start saving now
On this page
- Start with a simple savings account
- Earn more with certificates
- Stay flexible with money market accounts
- Help your kids start saving
- Use tools that make saving easier
- Get extra support if money is tight
Ways to save with Numerica
Numerica offers savings options designed to grow with you. Here’s how our most popular accounts can help you reach your goals.
Savings accounts
Best for: Building savings while keeping your money within reach.
Savings accounts give your cash a safe place to grow while still offering easy access.
- Bonus Saver: Earn higher rates when you make steady deposits and avoid withdrawals.
- Regular Savings: Keep your money accessible with unlimited transfers between Numerica accounts.
Explore your options: See how Bonus Saver can boost your money.
Certificates
Best for: Locking in steady growth with guaranteed returns.
Certificates reward you with higher dividends when you commit to saving for a set period.
- Choose from flexible term lengths to fit your goals
- Lock in a rate for predictable earnings
Estimate your earnings with our Certificate calculator.
Money Market accounts
Best for: Growing larger balances while maintaining access.
Money Market accounts offer lower risks and higher rates than regular savings with the flexibility to withdraw your money if needed.
- Tiered rates that reward higher balances
- Funds are safe from stock market swings
Growth Savings
Best for: Helping kids and teens build smart money habits.
Growth Savings accounts make it easy for kids aged 0–17 to start learning the value of saving with support from a parent or guardian.
- Earn dividends while developing lifelong habits
- Easy account access for grown-ups
Smart start for kids: Fun, practical ways to teach your kids about money.
Round Up to Savings
Best for: Automating savings one purchase at a time.
Round Up to Savings turns everyday spending into effortless savings by rounding debit card purchases to the nearest dollar.
- Small change adds up fast
- Runs automatically in the background
Small roundups, big difference: Numerica members saved over $10 million using Round Up to Savings. Ready to do the same?
DreamUp
Best for: Saving toward your dreams in a fun, motivating way.
DreamUp makes saving easy whether it’s for a vacation, a rainy-day fund, or your next big purchase.
- Set a goal and track your progress
- Celebrate milestones along the way
Fuel your goals: See how DreamUp turns saving into motivation.
Still not sure which account fits? This article on finding the right savings account breaks down all of your options.
Tools for financial wellness
Saving gets easier when you have the right support. These tools help you stay on track and feel confident with your money.
- GreenPath Financial Wellness: Get free, one-on-one coaching on budgeting, debt, and building healthy financial habits.
- Budgeting worksheet: Map out your savings goals and monthly contributions with a step-by-step worksheet you can use at home.
- Savings hub: Browse Numerica’s collection of articles, tips, and resources to find practical ways to make your money grow.
Budgeting 101: Need help building a plan for your money? Start here.
Stop impulse buying: If impulse spending keeps derailing your savings, learn why it’s happening and how to stop it.
You can also connect with a Numerica team member to find the best savings tools for your goals. Stop by your favorite branch or call 800.433.1837.
Related journeys
Ready to start saving?
Opening a savings account at Numerica takes just a few minutes. And many accounts start with as little as $25.
Written January 2026
Written by the Numerica Financial Education Team: Helping members grow their money across Spokane, North Idaho, Wenatchee, and the Tri-Cities.
