Here’s the legal stuff:

*APY = Annual Percentage Yield. APY accurate as of 5/18/23. Dividends can be withdrawn at any time before maturity of the term without penalty and will reduce earnings. Principal withdrawals from this account will result in a penalty. Fees may reduce earnings. Offer available for a limited time only.

**To qualify for this certificate of deposit (CD), you must meet ONE of the following requirements: a) have a direct deposit set up into a Numerica deposit account; b) have $100,000 already on deposit with Numerica, OR c) bring a minimum of $25,000 from non-Numerica sources to open your CD. Minimum opening deposit is $1,000 for certificates and $500 for IRA certificates.