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We want you to live well.

With your money. In your neighborhood. On Tuesdays. No matter the setting or situation, Numerica is committed to your well-being with:

  • Better rates, lower fees, and expert guidance
  • Digital tools, friendly support, and no-stress service
  • A commitment to invest in our shared community

Core purpose

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At Numerica, our purpose is clear: to enhance lives, fulfill dreams, and build communities. When you join us, that’s our commitment to you.

When you become a member, you also help deliver this commitment to others. Numerica is a not-for-profit owned by its members. We work together to bring our core purpose to life for the people of Spokane, North Idaho, Tri-Cities, and Wenatchee.

Your Numerica membership also invests in these communities. (Check out our Annual Report for recent examples of Numerica’s core purpose in action.)

A purpose for all

Delivering on our core purpose requires more than good intentions. Numerica values differences. We know we are stronger together than alone.

Our end goal is to offer financial products and services that promote access, resiliency, and equity. To do this by design, we lean on the DEIBA framework (Diversity, Equity, Inclusion, Belonging, and Accessibility).

We work to make sure everyone has a seat at the table. We engage in conversations that foster respect for all people. We listen. We learn about our community’s heritage. We actively remove barriers. We believe nothing should stand in the way of extending honor and care for every human.

For more about Numerica’s DEIBA priorities, reach out to the Equity and Community Development team.

Become a member

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Woman hiking with a golden retriever.

Cookie cutters are for baking, not for banking.

You deserve money answers personalized for you — and only you.

At Numerica, we want to know your questions and frustrations, your goals and dreams. That way, we can cater options and expertise to you.

After all, you’re one of a kind. And we’re a fan.

Becoming a member is easy. There's no membership fee. You start by choosing an account, and it only takes a few minutes to join online.

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What are the benefits of being a member?

It starts with the foundation Numerica is built on. Members own credit unions. The movement is based on the philosophy of people helping people. To that end, Numerica provides a full range of products and services. They are available to members 24/7 and easy to access.

Indeed, the list of things we think you’ll love about Numerica membership is impossibly long. Here are a few:

Numerica enhances lives

Numerica fulfills dreams

Numerica builds communities

How do I join?

Applying is easy!

  • Online: Use the button below, and you can apply in a matter of minutes.
  • Let our team help you: Schedule an appointment by video or in a branch. Or simply stop by your closest location. We got you!

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*Here’s the legal stuff: All loans subject to approval.

Numerica CARES for Kids

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At Numerica, there are countless ways we put local love in action. But there’s one overriding focus to our give-back strategy: Numerica CARES for Kids.

Numerica CARES for Kids is the credit union’s long-term commitment to building brighter futures for youth and families in our communities. It is a movement and promise backed by action, financial investments, volunteerism, and expertise.

The Numerica CARES for Kids effort relies on strategic partners. We connect with nonprofits battling systemic issues that hold kids back. Food insecurity. Housing instability. Violence in the home. To make a long-term impact, we favor a holistic approach.

  • Intervention: Ensure the immediate safety and stability for youth in crisis.
  • Prevention: Engage upstream solutions so youth can achieve their dreams.

Hear From Leaders

Capitalizing on CARES 

Numerica CARES for Kids features capital letters for a reason. CARES — Connect, Ask, Resolve, Elevate, Strengthen — is the set of guiding principles every Numerica team member lives by. We train with CARES. We lead with CARES. We celebrate CARES Champions every month.

When we decided to channel our philanthropic energy into helping local kids, the values were already vetted. It’s ingrained in our culture. This is how Numerica CARES.

A history of service

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The philosophy of “people helping people” unites credit unions. That’s what happened in the late 1930s, when local railroad workers pooled modest savings in support of one another. This birthed the organization known today as Numerica.

  • 1937: Workers representing the Great Northern Railway and the Spokane, Portland & Seattle Railway form the Great Northern Employees Credit Union, serving members from the Hillyard Depot in Spokane.
  • 1941: 44 workers from numerous railway companies form Railway Workers Credit Union by pooling a total of $120.
  • 1970: As consolidation sweeps the railroad industry, Great Northern and Railway Workers merge to form Spokane Railway Credit Union (SRCU).
  • 1982: SRCU amends its field of membership to include employees of shippers — by rail or by truck — and their family members.
  • 1990s: SRCU adopts a community charter. It expands over time to offer membership to anyone who lives, works, or worships in the state of Washington and North Idaho.
  • 1995: SRCU opens a branch in Coeur d’Alene, its first in Idaho.
  • 2000: To reflect its expanded membership base, SRCU changes its name to Numerica Credit Union.
  • 2003:Numerica begins serving the Wenatchee Valley community through a merger with North Central Credit Union.
  • 2004: Numerica enters Tri-Cities by building a branch in Kennewick. Locations in Pasco and Richland follow.
  • 2006: Numerica purchases the former Safeco Insurance building at 14610 E. Sprague Ave. in Spokane Valley. After extensive renovations, the credit union moves into its new headquarters in 2008.
  • 2011: CEO Dennis Cutter retires after 40 years leading the credit union. Numerica names the headquarters building after him.
  • 2011: Carla Cicero is named Numerica president and CEO.  

Today's Rates

July 13, 2024