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Are your savings goals smart?

We all set goals. Chances are those goals have something to do with money. Saving it. Spending it wisely. Paying down debt. However, if you didn’t have a plan in place on how you were going to achieve those goals, they could already be crumbling.

If you are saving for a specific reason, make sure it is S.M.A.R.T. (specific, measurable, attainable, relevant, and has a time frame to be achieved.)


Having a clear goal can really help make the goal a reality. “Save money” is fine, but making a goal to “Save 10% or $100 each month” really helps to define it.


Make a plan with achievable milestones. Milestones are a perfect opportunity for check-ins and progress updates. To see what is working well and what needs tweaking. It is also an important step that keeps you motivated towards the goal and doesn’t let it fall off the radar.


Be realistic. Goals should be challenging, but attainable.


Why is the goal important to you?

Time frame

Goals are usually something we want now. Don’t let “want” speed up your time frame.

It’s important to give your financial goals as many opportunities to succeed as you can. Setting and achieving S.M.A.R.T. Goals is just one of the ways Numerica can help take the stress out of managing your money. Opening a savings account or setting up an automatic withdrawal each month are easy first steps to achieving your goal. Make your goal into a reality by putting your plan into action. 

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April 16, 2024